Finance

Real Estate Financing

Are you looking to directly invest into real estate or would you like to refinance your property?

Flexible options covering all of your financing needs

Investing in property involves both emotional and rational decision-making, as well as the handling of complex matters. With R&C’s real estate experts, you can rely upon detailed, professional consultation and a comprehensive service offering covering your entire mortgage financing needs.

Real estate expertise and financing at R&C

Our experts provide advisory services, analysis and mortgage financing expertise on the purchase and sale of properties in Switzerland and in other select, high-end areas.

R&C mortgage services at a glance

• Individual credit advice

Our mortgage experts offer individual credit advice covering your level of risk tolerance and capacity, insurance questions as well as the handling of formalities surrounding the purchase of a property.

• Review of existing financing structures

Our experienced specialists can support you in optimizing your financing structures by reviewing your current financing set-up, even with third-party banks, and providing suggestions for improvements.

• Property appraisals

Our specialists provide recommendations and solutions covering property appraisals. This way, you can ensure that the price of a real estate given is justified, and just how worthwhile an investment in a renovation would be. Our network also provides the possibility to consult experts or obtain third-party opinions at any time.

• Negotiation assistance

In order to create the best conditions for successful purchase and sales negotiations, we are able to provide you with an analysis of current price and market developments in the real estate market, as well as a realistic valuation for the property being purchased or sold.

• Tax issue support

Our comprehensive financing proposals take into account your assets, income, tax situation and financial planning. You will receive an accurate calculation of interest, amortization and living costs, so that you can see the effects that financing will have on your tax burden. If your situation is complex, internal experts may be consulted to clarify certain details. In addition, you will receive tax optimization solutions, including indirect amortization via Pillar 3a (for Switzerland).

• Assistance with legal questions

Our network of internal and external experts can conduct plausibility checks on purchase and sales agreements, as well as provide support and advice for legal issues covering the sale and purchase of real estate.

Further information

Are you interested in learning more about real estate financing at R&C? Your R&C relationship manager would be delighted to provide you with more detailed information after you contact us.